Paycheck Calculator

Estimate your take-home pay after federal, state, and FICA taxes (2026 rates).

Net pay per paycheck (biweekly)$1,840
Gross per period$2,500
Federal income tax (annual)$6,141
State income tax (annual, est.)$6,045
Social Security (annual)$4,030
Medicare (annual)$943
Total annual tax$17,159
Net annual pay$47,842
Effective tax rate26.4%

A paycheck calculator estimates how much of your gross salary actually lands in your bank account after taxes and withholdings. Because tax rates vary by state — and nine states charge no income tax at all — your take-home pay for the same salary can differ by thousands of dollars depending on where you live. This calculator applies current federal tax brackets, FICA (Social Security and Medicare), and a state-specific estimate to give you a realistic net pay figure for any pay frequency.

Frequently asked questions

This calculator provides an estimate for general informational purposes only and is not tax or financial advice. Actual results may vary based on deductions, credits, benefits, and local tax rules. Consult a licensed tax professional or financial advisor for guidance specific to your situation.